
Re-Mortgage Only
Do you have an adverse lending record or poor credit history, CCJs or missed mortgage payments?
Do you have any County Court Judgments, Defaults or Mortgage Arrears listed against you, either past or present?
If the answer is YES to any of the above, then New Mortgage Finder can help you find a remortgage amongst the specialist adverse or poor credit lenders that are available through us.
All you need to do is complete our 60 second bad credit mortgage quote request form and we shall call you back with a poor credit history mortgage quote and recommendation - GET A QUOTE
Do you have bad credit? Anyone who has failed to pay their bills in the past
whether it is a mortgage, credit card, utility bills etc may have found
themselves with a bad credit rating. Lenders will be more careful lending money
to you with this kind of rating, so it is important to do all you can to improve
and maintain your credit rating. However you can obtain a mortgage with adverse
credit although you may pay a bit more interest since the lenders will
charge higher interest rates. Apply for your credit history here
It is important to spend a minute on this topic since it is so important and it does have an effect on the amount of interest you have to pay. First of all, always pay your bills on time. This is the best way to maintain your credit. Second if you cannot pay your bills on time, discuss this with the lender and work out a plan to get you back into paying your bills on time. Lenders will appreciate the communication and the solid effort you are making. Remember your word is only as good as your actions so if you say you will pay in on such and such a date, then do it.
Now, when applying for an adverse credit mortgage, gather some facts. Be able to explain how you received a bad credit rating and explain also what you are doing to remedy the situation. You may then want to speak with a mortgage broker. Mortgage advisors have many contacts within the mortgage industry and sometimes they can do a better job for you in finding a mortgage when you have adverse credit. We can help- visit our online enquiry form.
We will find you the most competitive mortgage companies and schemes. You can obtain a free quote and receive mortgage advice and recommendations from qualified mortgage advisors about finding an adverse credit mortgage for you.
You can employ your mortgage broker to find you an affordable adverse credit mortgage and try to avoid situations were you will pay a high interest rate. Many companies may charge interest rates that are a lot higher than the standard rate for a secured mortgage. They do this to manage the overall risk of any borrower defaulting on their mortgage and not making all of their payments.
Once you do find a mortgage that meets your needs, the primary advice we can provide to you is meet your payments. Visit our online quote facility and our associates will obtain some of the most competitive rates in the industry for adverse credit remortgages.

Before lending you money a lender will want to be sure that you can afford the repayments. With a mortgage or other secured loan, a charge will be taken over the property.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
OUR TYPICAL, VARIABLE RATE IS 7.4% APR. RATES RANGE FROM 7.1% to 10.9% APR
Example 100,000 repayable by 300 monthly payments of 732. Total repayable 219600 APR 7.4%.
None of the information contained in this website constitutes, nor should be construed as Financial Advice.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
IMPORTANT - Please Download & Print Out Our Initial Disclosure Document (IDD)
New Mortgage Finder group of companies are authorised and regulated for UK Mortgage and UK General non-investment insurance by the Financial Investment Authority under registration 312563.