UK Mortgages: Self-Cert Mortgages

SELF-CERT MORTGAGE

Maximum mortgage 90% LTV available

Self employed mortgage products often referred to as Self Cert mortgages allow people who have irregular or difficult to prove income streams to declare what they earn without providing evidence through Business Accounts, Tax returns, P60’s or payslips.

A range of self cert deals up to 90% LTVare available depending on your financial circumstances. If you have a bad credit history this is not necessarily a problem.

Self-Certification mortgages have a valuable place in the market. They are used by people who do not wish to prove their income, they don't want to lie about how much they earn, they just don't want to have to supply the paperwork to support it, and that's the important point. The lender will take the customer at their word and yes you have to sign to this effect. In most cases no other checks are carried out. We will help you to obtain the right loan from the right lender at the right price, matching your needs to the criteria set by the mortgage provider or lender.

Self Employed Self-Certify

Further information relating to self employed mortgages

Irregular income Self Certification

Further information relating to Irregular income self cert mortgage.

Flexible Self Cert mortgages

Futher information relating to flexible self cert mortgage

Before lending you money a lender will want to be sure that you can afford the repayments. With a mortgage or other secured loan, a charge will be taken over the property.

Think carefully before securing other debts against your home. Your home will be repossessed if you do not keep up repayments on your mortgage or loans secured against it.