Mortgages for the Self-Employed

Known as self-cert mortgages, there is sometimes a
mis-understanding by applicants on how these loans work. Some people think (wrongly) that self-cert allows you to achieve any amount of lending you want to secure your new home or refinance an old or existing loan without taking into account your income.

Well, let us tell you straight and listen well... Self-Cert mortgages have a valuable place in the market. They are used by people who do not wish to prove their income, they don't want to lie about how much they earn, they just don't want to have to supply the paperwork to support it, and that's the important point. The lender will take the customer at their word and yes you have to sign to this effect. In most cases no other checks are carried out. We will help you to obtain the right loan from the right lender at the right price, matching your needs to the criteria set by the mortgage provider.

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