UK and Overseas Mortgages

French ReMortgages and French Equity Release Mortgages Specialist Broker...

With our extensive network and Partners in France and a deep understanding of the local French property Finance market, we can help you remortgage or release equity from an existing property in France, no matter where you currently live.

Remortgaging or to release equity in French is not as straight forward as it is here in the UK. Our advise is to use a French mortgage in every case to purchase the French property. You should not reply on being able to remortgage at a later date to get equity out of your French property. These are the reason when remortgaging is acceptable-

To buy a second French property

To repay a UK loan or mortgage use originally to buy the French property

To carry out works or renovation on the property

To transfer or repay an existing French mortgage in favour of a better rate

Release equity up to 80% of the value/purchase price for any legal reason

Exclusive scheme in the South East corner of France- Here

Cant find what your looking for please call us +44(0)870 350 8595

Legal fees will apply and normal French mortgage application fees will apply. You can expect to achieve French euro interest rates between 3.85% and 5.6%.

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French Re-Mortgages are different we'll tell you how...

Our French remortgages are available to most Non-Nationals although some nationalities are exempt these are mainly due to that fact that income rules and income documentation can not be supplied. As with all cases affordability must be proven.

All information and rates provided are available to most EU residence. French residents and Nationals are able to secure improved rates that shown on this site, please complete the 'Contact Us' Form to receive further details

Lending can be granted with as little as 30% equity, however, the higher the equity over the mortgage the more lenders become available and as you would expect the better the rates become. For higher loans above 150,000, again improved rates and schemes are also available, contact us for further information.

Your new French property and your financial background will be assessed fully and you will need to supply many financial documents to support your loan application, the application process is very in depth and can be complicated to the uninitiated. We advise and recommend you to speak to your mortgage advisor or contact New Mortgage Finder's specialist overseas mortgage team to ensure you receive the very best help in dealing with the purchase and application process.

French mortgage links -

Learn about the French buying process -

Learn about the steps in buying in France" -

Learn about French interest rates -

Learn about living in France -

Learn about French BTL or French Leaseback Mortgages -

Learn about French Holiday Home insurance -

GETTING STARTED

You can begin the process of buying your French property today. Trained advisors are available to discuss your requirements over the phone.
Once decided on the region where you plan to purchase your French property, please contact your mortgage adviser before you leave.