Overseas Spain & Spanish Mortgages:

Spanish Property Mortgages

Using our broker experience in international overseas Holiday Home mortgages and financing in all popular countries, we've produced a brief guide on Spanish Mortgages and buying Property in Spain. Using our Spanish Mortgage Rates table you are able to calculate your buy to let or holdiay home mortgage payments. Cheap homeowner loans from lenders in England and the UK like the Halfax, Abbey National and other banks.

Spanish Property mortgage options are wide and varied, our helpful Spanish mortgage guide can help you when deciding how much you could borrow to buy your Spanish real estate, we will need to take into account how much income you have, your current financial commitments and your financial history.

We offer a comprehensive selection of services in Spain and the UK. We arrange a Spanish mortgage on property, land and developments throughout the Spanish mainland.

Mortgages in Spain are far easier to get now than they were say 10 years ago as the market is becoming used to lending to non-residents. You will even find a large number of UK Banks with branches in the more favored areas. This doesn't mean that you or we should ignore Spanish mortgage lending banks, indeed our relationships with these banks sometimes means we are able to secure better rates and lending terms. One of the main things we need to consider when taking a Mortgage in Spain is that the repayments will be in Euros not pounds. As most UK property owners in Spain get paid in pounds it means that they are vulnerable to any changes in the currency exchange rates.

Buying Spanish Property: Spanish Mortgages

The Spanish Mortgage system is very different to that of the UK and the US. Spanish Mortgage Lenders require far more supporting documents and the lending criteria is based on affordability. Each case is viewed individually and each bank or lender in Spain has slightly different requirements. We help to bring all these lenders together within a panel to ensure we match the right lender with you. It is important that you take advice before committing to any purchase. Feel free to complete the Spanish mortgage form to receive advice from a qualified Spanish Mortgage adviser.